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Get paid online - cards, MMG, and bank transfer

Getting paid in Guyana no longer has to mean cash drop-offs and chasing bank transfers. We set up the right mix of online payment options for how you actually sell - and help you understand the trade-offs.

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Card, MMG & bank transfer
Payment links over WhatsApp
Deposits & booking payments
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In short

Accepting payments online in Guyana means letting customers pay you without cash or an in-person bank transfer - through a card payment, MMG mobile money, or a bank transfer, triggered by a payment link, an online invoice, or a checkout on your website. Firelinkx helps you pick the right mix for how you sell (one-off jobs, deposits, bookings, or retainers), explains the trade-offs and current fees of each option, and sets it up. If you need a full online store with a product catalog, that is our e-commerce service instead.

Ways To Get Paid

More ways to say "pay here"

You do not need all of these - just the ones that match how you sell. We set up the pieces that fit and leave out the rest.

Payment links

Send a customer a single link by WhatsApp or email, they tap it, pay, and you both get a confirmation. No card machine, no waiting at the counter, and nothing for them to install.

Online invoices

Send a proper invoice with a pay button built in, so a client can settle it the moment they open it - instead of you chasing a bank transfer and matching it by hand later.

Website checkout

Let customers pay directly on your own site at the point they decide to buy or book, so you capture the sale while the intent is there rather than losing it to a follow-up message.

Deposits & booking payments

Take a deposit to lock in a job or a booking up front. It cuts no-shows and last-minute cancellations, and it means real money is committed before you start the work.

Recurring / retainer payments

Bill the same client every month for a retainer, subscription, or plan without re-sending an invoice each time - useful for ongoing services and memberships.

In-person and online together

Keep taking cash and in-person payments while adding online options, so customers pay the way they prefer and everything still lands in one place you can reconcile.

Card, MMG, Or Bank Transfer?

The right method depends on your customers

There is no single best way to take a payment - it depends on who your customers are and how they like to pay. Here is an honest look at the three common options, with the trade-offs spelled out rather than hidden.

Card payments

Familiar to overseas customers and to anyone who already pays with a card, so it widens who can buy from you and feels normal to international clients.

There is setup and an approval process to get started, and a card payment processor charges a fee on each transaction. We lay out the current fees and approval steps so you can choose.

MMG / mobile money

Widely used locally and convenient straight from a phone, which makes it a comfortable option for a lot of Guyanese customers who would rather not reach for a card.

It works best for customers who already use mobile money, and the way it connects to your invoices or checkout depends on what is available. We lay out the current fees and approval steps so you can choose.

Bank transfer

No card payment processor fee sits between you and the money, so for larger payments it can be the cheapest way to get paid.

On its own it is manual - someone has to watch the account and match each transfer to the right customer - unless we automate that matching for you. We lay out the current fees and approval steps so you can choose.

Most businesses end up offering more than one method so customers can pay the way they prefer. We help you weigh them against your own customers and lay out the current fees and approval steps for each, so you choose with real numbers in front of you.

How We Set It Up

From first call to your first payment

1

Understand how you sell and get paid today

We look at what you actually sell - one-off jobs, deposits, bookings, or retainers - who your customers are, and how money reaches you now, so the setup fits reality rather than a template.

2

Recommend the right mix of methods

Based on your customers, we suggest which of card, MMG mobile money, and bank transfer make sense for you - and which to skip - and we lay out the current fees of each so the choice is yours, not a guess.

3

Help you open or connect the accounts

We guide you through opening or connecting the accounts each method needs and walk you through the approval steps, so you are not left deciphering paperwork on your own.

4

Integrate payment links, invoices, or checkout

We wire up the parts you need - shareable payment links, invoices with a pay button, or checkout on your website - so getting paid fits into how you already work.

5

Test with a real payment and go live

Before you rely on it, we run a real payment end to end to confirm the money lands and the confirmations work, then switch it on for your customers.

What It Costs

Setup is scoped after a short call

A single payment link is a very different job from full website checkout with several methods connected, so we quote the setup as a project once we understand which methods you want and how you sell. Separately, the third-party card payment processor and mobile-money providers charge their own fees on transactions - those are not ours, and they depend on the provider you choose. We lay out the current fees for each option so you can compare before you commit.

Setup quoted as a project after a short call
We recommend the right mix for how you sell
Current processor & mobile-money fees laid out for you
Tested with a real payment before you go live
Ask a question

Selling many products? You probably want a full store - see e-commerce websites. Taking bookings? See booking websites.

FAQs

Questions about taking payments online

Can a small Guyanese business really take card payments online?

Yes. You do not need to be a large company to accept card payments online - small and one-person businesses in Guyana do it. There is a setup and approval process with a card payment processor, and a fee applies on each transaction. We walk you through what is involved, lay out the current fees and approval steps, and help you decide whether card is worth enabling for your customers or whether MMG mobile money and bank transfer cover you better.

What is MMG and can I accept it online?

MMG (mobile money) is a phone-based way to send and receive money that is widely used in Guyana, so many local customers are comfortable paying that way. Whether and how it connects to your online invoices or website checkout depends on what is available at the time we set you up. We tell you what is possible for your situation, lay out the current fees, and combine it with other methods so you are not relying on a single option.

Do I need a full online store to take payments?

No. Taking payments online and running an online store are two different things. If you just need to get paid - send a payment link over WhatsApp, email an invoice with a pay button, or take a deposit for a booking - we can set that up without building a product catalog. A full online store with products, a cart, and stock is our e-commerce service instead, and you can read about that at /services/ecommerce-website-development-guyana.

How fast do I receive the money?

It depends on the method and the provider you use. Some options make the money available to you quickly, while others settle on their own schedule, and bank transfers depend on the banks involved. There is no single answer that is true for every method, so when we set you up we tell you what to expect for each one you choose, rather than quote a timeframe that might not hold.

Is taking payments online secure?

When it is set up properly, yes. With card payments the sensitive card details are handled by the payment processor, not stored on your own site, and payment links and checkout run over secure connections. The biggest risks are usually around everyday habits - who can access your accounts, weak passwords, and reused logins - so part of what we do is set things up sensibly and point out the basics to keep your side safe.

What does it cost to set up?

Setup is scoped as a project after a short call, once we understand which methods you want and how you sell, because a single payment link is a very different job from full website checkout with several methods connected. Separately, the third-party card payment processor and mobile-money providers charge their own fees on transactions, which depend on the provider you choose - we lay those out so you can compare before you commit.

Read before you set up payments

Need more than payments? A full online store handles products and a cart, while a booking website handles appointments and reservations.

Make it easy for customers to pay you

Message us on WhatsApp, call +592 645 7064, or tell us how you sell. We'll recommend the right mix of card, MMG, and bank transfer - and set it up so getting paid stops being the slow part.

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